Don't Just Dream, Create

Create your own branded payment card and mobile wallet

—without the hefty investment or compliance hassles.

At Bayo, we bring your creation to life.

Don't Just Dream, Create

Create your own branded payment card and mobile wallet

—without the hefty investment or compliance hassles.

At Bayo, we bring your creation to life.

Why Choose Us?

Running a payment system company can be complex, with challenges ranging from system development and infrastructure setup to system

integration, licensing, regulatory compliance, and daily operations. The investment required can also run into tens of millions of ringgit.

With Bayo, we simplify the process, enabling aspiring fintech companies and corporate clients to launch their own proprietary

payment programs—without the hassle and significant investment costs.

A Multi-Brand Payment

Platform Powering Your

Success Behind The Scenes

Bayo provides a platform-based Payment System-as-a-Service, enabling clients to

white-label our advanced technology and payment system infrastructure to offer

diverse financial and non-financial products.

With our proprietary modular platform design, we deliver turnkey payment solutions

customised to meet each client’s unique needs. Our comprehensive suite of building

blocks allows clients to launch and operate their own payment programs efficiently

and seamlessly.

Our Products

Bayo provides a platform-based Payment System-as-a-Service, enabling clients to white-label our advanced technology and payment system infrastructure to offer diverse financial and non-financial products.

With our proprietary modular platform design, we deliver turnkey payment solutions customised to meet each client’s unique needs. Our comprehensive suite of building blocks allows clients to launch and operate their own payment programs efficiently and seamlessly.