Where Our Payment
System Applies
The clear advantages of adopting platform-based payment solutions lie in their relatively lower costs and speed-to-market.
Forward-thinking, customer-focused organisations stand to gain significantly from our innovative offerings.
Operating your own branded payment solutions not only creates an additional revenue stream but also enhances your brand's customer experience.
Building trust and fostering lasting relationships with your customers are key to establishing strong brand loyalty.
TRANSIT / AIRLINES
FINTECH
RETAILERS
FUNDING PLATFORM
UNIVERSITIES
/ COLLEGES
COOPERATIVE
ASSOCIATION
/ SOCIETIES
TELCO / MVNO
TRANSIT / AIRLINES
FINTECH
RETAILERS
FUNDING PLATFORM
UNIVERSITIES /
COLLEGS
COOPERATIVE
ASSOCIATION /
SOCIET
TELCO / MVNO
Built With Expertise
With our robust back-end platform system, we've got everything covered. From technology solutions to compliances, we have the expertise and knowledge to bring your program to life. What takes years to implement can now be accomplished in just a few months.
Our powerful RESTful API ensures swift and seamless integration. With the Bayo Core Integration Gateway (BCIG), clients can easily connect to our platform with minimal complexity, supported by our dedicated team of experts every step of the way.
CO-BRANDING
MASTERCARD
PREPAID CARD
VIRTUAL
ACCOUNT
PRIVATE
LABEL MOBILE
EWALLET
REWARDS
& LOYALTY
MANAGEMENT
CO-BRANDING
MASTERCARD
PREPAID CARD
VIRTUAL
ACCOUNT
PRIVATE
LABEL MOBILE
EWALLET
REWARDS
& LOYALTY
MANAGEMENT
Create Your Own
Payment Solution
Creating your own payment program is now effortless. Simply choose your preferences, and we’ll handle the rest.
Select the type of payment card that suits your program requirements—whether virtual, physical, or both. You can either provide your own card design, or we can assist in creating one for you. Our solutions are highly flexible, supporting both proprietary closed-loop card programs and open-loop schemes powered by the Mastercard payment network.
Thanks to our partnership with Mastercard, we offer our co-branded cardholders the convenience of global acceptance and robust security protection. Cardholders can withdraw cash at any ATM in Malaysia or internationally that accepts Mastercard.
Our Wallet Features
Combine this with your own mobile wallet app to offer your customers the convenience of mobile payments. Featuring your logo and corporate identity will not only enhance your branding but also reinforce customer loyalty.
ONLINE ONBOARDING
BILL
PAYMENTS
LOYALTY &
REWARDS
REMITTANCE
MARKETPLACE
BUDGET &
ANALYSIS
VIRTUAL
ACCOUNT
SEND & RECEIVE
Your Money
Stays Protected
- All funds held in trust with Bayo are securely kept at Maybank, a regulated financial institution under Bank Negara Malaysia.
- We provide in-app notifications for every purchase or withdrawal, keeping you informed of any activity in your account. You can temporarily block your card directly through our mobile wallet, without needing to contact us.
- Our stringent fraud monitoring system ensures your funds are protected against unauthorised transactions. Additionally, you can view your online transaction history, with total control of your spending habits.
- For any assistance, our customer support team is ready to speak with you, or you can reach out to us via chat or email.
Your Money
Stays Protected
- All funds held in trust with Bayo are securely kept at Maybank, a regulated financial institution under Bank Negara Malaysia.
- We provide in-app notifications for every purchase or withdrawal, keeping you informed of any activity in your account. You can temporarily block your card directly through our mobile wallet, without needing to contact us.
- Our stringent fraud monitoring system ensures your funds are protected against unauthorised transactions. Additionally, you can view your online transaction history, with total control of your spending habits.
- For any assistance, our customer support team is ready to speak with you, or you can reach out to us via chat or email.
Ready To Launch Your
Own Payment Solution?
Ready To Launch Your Own Payment Solution?
Although starting a project can feel unnerving, we are here to guide you in launching a successful payment system program. We follow a time-tested methodology for project rollouts, with our Project Delivery Team conducting a thorough scoping exercise to understand your needs before moving forward with implementation.
Once the build is complete, our system engineers conduct rigorous testing to ensure that the solution meets our high standards for quality and security.
We’d love to hear from you and discuss your project creation over coffee or tea. Simply fill out the form, and we’ll get in touch. I'm Interested!